{"id":1054,"date":"2017-12-06T22:19:49","date_gmt":"2017-12-06T21:19:49","guid":{"rendered":"http:\/\/alpha-credo.com\/brexit\/"},"modified":"2021-07-20T17:46:13","modified_gmt":"2021-07-20T15:46:13","slug":"brexit","status":"publish","type":"post","link":"https:\/\/alpha-credo.com\/hr\/brexit\/","title":{"rendered":"\u0160to Brexit zna\u010di za izlo\u017eenost kreditnom riziku i ulogu osiguranja potra\u017eivanja"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><p>Sve su o\u010di \u010dvrsto fiksirane na 29. o\u017eujak 2019. To je datum kada \u0107e Velika Britanija najvjerojatnije napustiti EU, nakon \u0161to je 29. o\u017eujka ove godine (2017.) pokrenula \u010dlanak 50. Prva sigurnost koju imamo jest, da ta neizvjesnost pro\u017eima zrak oko Brexita! Utjecaj Brexita pro\u0107i \u0107e kroz izravne kanale, s razli\u010ditim stupnjevima te\u017eine ovisno o odnosima uvoza i izvoza s Ujedinjenom Kraljevinom (<em>Kraljevstva Velike Britanije i Sjeverne Irske<\/em>) i neizravnim kanalima, s promjenama u inflaciji i povjerenju potro\u0161a\u010da. Druga sigurnost koju imamo je, da \u0107emo sigurno osjetiti udar Brexita!<\/p>\n<p>Iako je prostor rizika za tvrtke \u0161irom EU vi\u0161estruki, izlo\u017eenost kreditnom riziku treba biti istaknuta u svijesti svih razina upravljanja. Izravna izlo\u017eenost kreditnom riziku \u0107e biti izra\u017eena kroz te\u017ee trgovinsko okru\u017eenje u scenariju nakon Brexita s ve\u0107im preprekama od bilateralnih trgovinskih sporazuma, ve\u0107e razine poslovnih insolventnosti u Velikoj Britaniji i \u0161irom EU te potrebom poslovnih subjekata po pro\u0161irenju svog poslovanja na nova tr\u017ei\u0161ta. U trgovinskom okru\u017eenju, neke su velike globalne ekonomije ve\u0107 izrazile nedostatak \u017eelje po pregovaranju o odvojenim ugovorima s Ujedinjenom Kraljevinom, dok sve vi\u0161e rastu spoznaja, da Velika Britanija jednostavno nema sposobnost pregovaranja o nizu bilateralnih trgovinskih sporazuma; stoga Velika Britanija gura &#8220;cut-and-paste&#8221; pristup, koji \u0107e se ocrtavati na trenutnoj arhitekturi trgovine EU. Na strani insolventnosti, neki komentatori predvi\u0111aju insolventnost u Velikoj Britaniji, koja \u0107e porasti do 10% do 2018. godine. Pove\u0107anje ste\u010dajeva o\u010dekuje se i u zemljama koje su najvi\u0161e izlo\u017eene Velikoj Britaniji (Irska, Holandija, Belgija), pa \u010dak i \u0161ire EU. Po pitanju novih tr\u017ei\u0161ta, strategija &#8220;Globalna Britanija&#8221; za nadoknadu izgubljene gospodarske aktivnosti s EU zahtijevat \u0107e, da se tvrtke u Velikoj Britaniji pro\u0161iruju na nova tr\u017ei\u0161ta. Ta izgubljena gospodarska aktivnost je dvostrana, tako\u0111er EU poduze\u0107a \u0107e imati potrebu po pro\u0161irenju, u nekim slu\u010dajevima unutar EU, ali i u druge zemlje izvan EU.<\/p>\n<p>Sve ove dimenzije do Brexit debakla pove\u0107at \u0107e kreditnu izlo\u017eenost poduze\u0107a neumitno, kako unutar tako i izvan UK. Upravljanje kreditnim rizikom vi\u0161e ne\u0107e biti samo operativna aktivnost koju provode korporacijski blagajnici i menad\u017eeri rizika, ve\u0107 \u0107e biti klju\u010dni \u010dimbenik u poslovnoj strategiji i dono\u0161enju odluka na vi\u0161oj razini menad\u017ementa. Od bezbroj alata za upravljanje kreditnim rizicima na raspolaganju, osiguranje potra\u017eivanja (kreditno osiguranje) postaje sve va\u017enije rje\u0161enje za tvrtke. Kreditno osiguranje \u0107e tvrtkama omogu\u0107iti navigaciju kroz dolaze\u0107u trgovinsku neizvjesnost, upravljanje neizbje\u017enim dolaze\u0107im insolventnostima te iskori\u0161tavanje novih tr\u017ei\u0161ta. Kreditno osiguranje \u0107e tako\u0111er biti zna\u010dajno za poticanje bankarskih institucija za pro\u0161irenje trgovinskog financiranja, posebno u kontekstu novih tr\u017ei\u0161ta. Tvrtke \u0107e se morati suo\u010diti s njihovim fiducijarnim du\u017enostima i dokazati, da su sposobne poduzeti pouzdane korake, kako bi upravljale u\u010dincima Brexita.<\/p>\n<p>Brexit predstavlja re\u017eimski pomak u svijet <em>nepoznatih nepoznanica<\/em>. Brokeri kreditnih osiguranja kao i tvrtke podjednako morati \u0107e se okrenuti i prilagoditi se novim okolnostima te adekvatno dizajnirati i implementirati rje\u0161enja za upravljanje rizika, koje zahtijeva poslovanja. Stope penetracije kreditnog osiguranja trebaju se pove\u0107ati a uz to rje\u0161enja prilagoditi upravljanju novih oblika kreditnog rizika. Brokeri kreditnog osiguranja nude konkurentnu prednost u tom pogledu, omogu\u0107uju\u0107i optimalan dizajn programa kreditnog osiguranja, koji \u0107e olak\u0161ati poslovanje tvrtkama, koje \u017eele pove\u0107ati svoju pokrivenost kreditnim osiguranjem, kao i raditi za nove tvrtke, koje \u017eele uspostaviti pokrivenost kreditnim osiguranjem. Tre\u0107a sigurnost, koju imamo, je da se Brexit nesigurno\u0161\u0107u mo\u017ee upravljati!<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":3208,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0160to Brexit zna\u010di za izlo\u017eenost kreditnom riziku i ulogu osiguranja potra\u017eivanja - Alpha Credo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alpha-credo.com\/brexit\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0160to Brexit zna\u010di za izlo\u017eenost kreditnom riziku i ulogu osiguranja potra\u017eivanja - 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