{"id":1666,"date":"2019-04-11T23:15:52","date_gmt":"2019-04-11T21:15:52","guid":{"rendered":"http:\/\/alpha-credo.com\/avantaje-si-beneficii-asigurarea-creditelor\/"},"modified":"2021-07-15T11:43:20","modified_gmt":"2021-07-15T09:43:20","slug":"avantaje-si-beneficii-asigurarea-creditelor","status":"publish","type":"page","link":"https:\/\/alpha-credo.com\/ro\/avantaje-si-beneficii-asigurarea-creditelor\/","title":{"rendered":"Avantaje \u0219i beneficii asigurarea creditelor"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-color:#0082c8;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-top:20px;--awb-padding-bottom:8px;--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><p><span style=\"color: #ffffff; font-size: 36px;\">Avantaje \u0219i beneficii asigurarea creditelor<\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:50px;--awb-margin-bottom:50px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-top:50px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-tabs fusion-tabs-1 classic vertical-tabs icon-position-left mobile-mode-accordion\" style=\"--awb-title-border-radius-top-left:0px;--awb-title-border-radius-top-right:0px;--awb-title-border-radius-bottom-right:0px;--awb-title-border-radius-bottom-left:0px;--awb-inactive-color:#ebeaea;--awb-background-color:#ffffff;--awb-border-color:#ebeaea;--awb-active-border-color:#000000;\"><div class=\"nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li class=\"active\" role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-c09b00fca6e22eb2e4b\" aria-selected=\"true\" id=\"fusion-tab-siguran\u021bacomercial\u0103\" href=\"#tab-c09b00fca6e22eb2e4b\"><h4 class=\"fusion-tab-heading\">Siguran\u021ba comercial\u0103<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-d22145e95d4cb861343\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-ratinginterndecredit\" href=\"#tab-d22145e95d4cb861343\"><h4 class=\"fusion-tab-heading\">Rating intern de credit<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-3b0d071f9d08e2a15b7\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-unratingdecreditmaibun\" href=\"#tab-3b0d071f9d08e2a15b7\"><h4 class=\"fusion-tab-heading\">Un rating de credit mai bun<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-84b41b3e5466e458aba\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-\u00cembun\u0103t\u0103\u021birealichidit\u0103\u021bii\" href=\"#tab-84b41b3e5466e458aba\"><h4 class=\"fusion-tab-heading\">\u00cembun\u0103t\u0103\u021birea lichidit\u0103\u021bii<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-cbb7d02a1bc4e8aa983\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-informa\u021biiactualizatedesprecump\u0103r\u0103tori\" href=\"#tab-cbb7d02a1bc4e8aa983\"><h4 class=\"fusion-tab-heading\">Informa\u021bii actualizate despre cump\u0103r\u0103tori<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-ebd473b3571b3b02fc5\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-\u00cencasaremaieficient\u0103\" href=\"#tab-ebd473b3571b3b02fc5\"><h4 class=\"fusion-tab-heading\">\u00cencasare mai eficient\u0103<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-839687fcdc94b0ee202\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-beneficiipentruechipadev\u00e2nz\u0103ri\" href=\"#tab-839687fcdc94b0ee202\"><h4 class=\"fusion-tab-heading\">Beneficii pentru echipa de v\u00e2nz\u0103ri<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-b77f1cfdea2063092ff\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-economiedetimp\" href=\"#tab-b77f1cfdea2063092ff\"><h4 class=\"fusion-tab-heading\">Economie de timp<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-d8f801dab6b7b2df6c9\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-\u00cembun\u0103t\u0103\u021bireaculturiidegestionarearisculuidecredit\" href=\"#tab-d8f801dab6b7b2df6c9\"><h4 class=\"fusion-tab-heading\">\u00cembun\u0103t\u0103\u021birea culturii de gestionare a riscului de credit<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-content\"><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li class=\"active\" role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-c09b00fca6e22eb2e4b\" aria-selected=\"true\" id=\"mobile-fusion-tab-siguran\u021bacomercial\u0103\" href=\"#tab-c09b00fca6e22eb2e4b\"><h4 class=\"fusion-tab-heading\">Siguran\u021ba comercial\u0103<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix in active\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-siguran\u021bacomercial\u0103\" id=\"tab-c09b00fca6e22eb2e4b\">\n<p>Asigurarea creditelor presupune transferul eficient al riscului de neplat\u0103 a datoriilor de c\u0103tre clien\u021bi din cauza insolven\u021bei \u0219i a pl\u0103\u021bilor am\u00e2nate.<br \/>\nAsigurarea de credit nu doar v\u0103 desp\u0103gube\u0219te \u00een caz de datorii neperformante, ci \u0219i \u00eembun\u0103t\u0103\u021be\u0219te procesele \u0219i procedurile interne \u0219i, \u00een consecin\u021b\u0103, rela\u021biile cu clien\u021bii. \u00cen plus, spore\u0219te puterea de negociere fa\u021b\u0103 de diferi\u021bi actori (b\u0103nci, companii de leasing, furnizori \u0219.a.m.d.), deoarece ratingul de credit al societ\u0103\u021bi asigurate se \u00eembun\u0103t\u0103\u021be\u0219te.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-d22145e95d4cb861343\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-ratinginterndecredit\" href=\"#tab-d22145e95d4cb861343\"><h4 class=\"fusion-tab-heading\">Rating intern de credit<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-ratinginterndecredit\" id=\"tab-d22145e95d4cb861343\">\n<p>Clien\u021bii asigura\u021bi se a\u0219teapt\u0103, mai \u00eent\u00e2i de toate, la desp\u0103gubiri din partea firmei de asigur\u0103ri. Cu toate acestea, colaborarea cu un broker de asigur\u0103ri de credit aduce \u00eembun\u0103t\u0103\u021biri majore \u00een ceea ce prive\u0219te m\u0103surile interne de protec\u021bie \u0219i optimizare la nivelul departamentelor de v\u00e2nz\u0103ri \u0219i finan\u021be, f\u0103c\u00e2nd posibil\u0103 \u00eengrijirea constant\u0103 a crean\u021belor societ\u0103\u021bii.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-3b0d071f9d08e2a15b7\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-unratingdecreditmaibun\" href=\"#tab-3b0d071f9d08e2a15b7\"><h4 class=\"fusion-tab-heading\">Un rating de credit mai bun<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-unratingdecreditmaibun\" id=\"tab-3b0d071f9d08e2a15b7\">\n<p>Gestionarea corect\u0103 a riscului de credit \u00eembun\u0103t\u0103\u021be\u0219te ratingul de credit al unei firme. \u00cen consecin\u021b\u0103, firmele care de\u021bin asigur\u0103ri de credit au o pozi\u021bie mai puternic\u0103 \u00een negocierile cu furnizorii, b\u0103ncile \u0219i alte institu\u021bii financiare, ceea ce \u00eenseamn\u0103 un acces mai bun la finan\u021bare. Efectiv, crean\u021bele asigurate sunt considerate active de calitate superioar\u0103, care pot fi folosite drept garan\u021bie suplimentar\u0103.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-84b41b3e5466e458aba\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-\u00cembun\u0103t\u0103\u021birealichidit\u0103\u021bii\" href=\"#tab-84b41b3e5466e458aba\"><h4 class=\"fusion-tab-heading\">\u00cembun\u0103t\u0103\u021birea lichidit\u0103\u021bii<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-\u00cembun\u0103t\u0103\u021birealichidit\u0103\u021bii\" id=\"tab-84b41b3e5466e458aba\">\n<p data-fontsize=\"28\" data-lineheight=\"42\">Asigur\u0103rile de credit asigur\u0103 \u00eembun\u0103t\u0103\u021birea lichidit\u0103\u021bii. Datorit\u0103 asigur\u0103rii de credit, fluxul imprevizibil de numerar devine mai previzibil. Firmele care de\u021bin asigur\u0103ri de credit au mai pu\u021bine probleme cu planificarea fluxurilor de numerar, deoarece pl\u0103\u021bile cump\u0103r\u0103torilor sunt mai previzibile. Asigurarea creditului permite tranzac\u021bii sigure pe cont deschis, ceea ce face ca furnizorul asigurat s\u0103 fie mai competitiv pe pia\u021b\u0103.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-cbb7d02a1bc4e8aa983\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-informa\u021biiactualizatedesprecump\u0103r\u0103tori\" href=\"#tab-cbb7d02a1bc4e8aa983\"><h4 class=\"fusion-tab-heading\">Informa\u021bii actualizate despre cump\u0103r\u0103tori<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-informa\u021biiactualizatedesprecump\u0103r\u0103tori\" id=\"tab-cbb7d02a1bc4e8aa983\">\n<p>\u00cen cadrul asigur\u0103rilor de credit, sunt disponibile informa\u021bii actualizate privind cump\u0103r\u0103torii existen\u021bi \u0219i poten\u021biali, inclusiv bonitatea lor. Datorit\u0103 proceselor de monitorizare, societ\u0103\u021bile de asigurare a creditelor sunt informate imediat cu privire la toate schimb\u0103rile \u00een firmele monitorizate, nu numai o dat\u0103 pe an.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-ebd473b3571b3b02fc5\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-\u00cencasaremaieficient\u0103\" href=\"#tab-ebd473b3571b3b02fc5\"><h4 class=\"fusion-tab-heading\">\u00cencasare mai eficient\u0103<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-\u00cencasaremaieficient\u0103\" id=\"tab-ebd473b3571b3b02fc5\">\n<p>O societate de asigurare a creditelor, ca institu\u021bie financiar\u0103, poate fi mai important\u0103 fa\u021b\u0103 de unii cump\u0103r\u0103tori dec\u00e2t anumi\u021bi furnizori. Prin urmare, \u00een cazul \u00een care societatea de asigurare a creditelor este implicat\u0103 activ \u00een procesul de \u00eencasare a datoriilor, o astfel de interven\u021bie poate duce la o cre\u0219tere \u00een disciplina de plat\u0103 a cump\u0103r\u0103torilor \u0219i chiar s\u0103 previn\u0103 neplata. \u00cen plus, recuper\u0103rile sunt semnificativ mai mari.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-839687fcdc94b0ee202\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-beneficiipentruechipadev\u00e2nz\u0103ri\" href=\"#tab-839687fcdc94b0ee202\"><h4 class=\"fusion-tab-heading\">Beneficii pentru echipa de v\u00e2nz\u0103ri<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-beneficiipentruechipadev\u00e2nz\u0103ri\" id=\"tab-839687fcdc94b0ee202\">\n<p>Asigurarea creditelor \u00eei ofer\u0103 firmei mai mult timp ca s\u0103 se concentreze asupra activit\u0103\u021bilor de v\u00e2nzare, ceea ce duce la o cifr\u0103 de afaceri mai mare \u0219i, prin urmare, la rezultate mai bune \u00een afaceri.<\/p>\n<p>\u00cen plus, portofoliul de cump\u0103r\u0103tori al firmei se \u00eembun\u0103t\u0103\u021be\u0219te, deoarece anularea sau neacordarea limitelor de credit ofer\u0103 un semnal clar privind bonitatea cump\u0103r\u0103torului.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-b77f1cfdea2063092ff\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-economiedetimp\" href=\"#tab-b77f1cfdea2063092ff\"><h4 class=\"fusion-tab-heading\">Economie de timp<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-economiedetimp\" id=\"tab-b77f1cfdea2063092ff\">\n<p>Societatea de asigurare a creditelor preia cazurile de insolven\u021b\u0103.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-d8f801dab6b7b2df6c9\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-\u00cembun\u0103t\u0103\u021bireaculturiidegestionarearisculuidecredit\" href=\"#tab-d8f801dab6b7b2df6c9\"><h4 class=\"fusion-tab-heading\">\u00cembun\u0103t\u0103\u021birea culturii de gestionare a riscului de credit<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-\u00cembun\u0103t\u0103\u021bireaculturiidegestionarearisculuidecredit\" id=\"tab-d8f801dab6b7b2df6c9\">\n<p>Asigurarea creditelor consolideaz\u0103 cultura de gestionare a riscului de credit.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% + 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-aligncenter\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type gumb-cta2\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_gradient_top_color:#007ac2;--button_gradient_bottom_color:#007ac2;--button_gradient_top_color_hover:#000000;--button_gradient_bottom_color_hover:#000000;\" target=\"_self\" href=\"http:\/\/alpha-credo.com\/ro\/asigurarea-creditelor-2\/\"><span class=\"fusion-button-text\">&lt; ASIGURAREA CREDITELOR<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-one-half\" style=\"--awb-bg-size:cover;width:50%;width:calc(50% - ( ( 4% + 4% ) * 0.5 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_4 1_4 fusion-one-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% + 4% ) * 0.25 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-aligncenter\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type gumb-cta2\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_gradient_top_color:#007ac2;--button_gradient_bottom_color:#007ac2;--button_gradient_top_color_hover:#000000;--button_gradient_bottom_color_hover:#000000;\" target=\"_self\" href=\"http:\/\/alpha-credo.com\/ro\/contractul-de-asigurare-a-creditului\/\"><span class=\"fusion-button-text\">CONTRACTUL DE ASIGURARE A CREDITULUI &gt;<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:110px;--awb-padding-bottom:90px;--awb-margin-top:50px;--awb-margin-bottom:-1px;--awb-background-image:url(&quot;http:\/\/alpha-credo.com\/wp-content\/uploads\/2017\/05\/spoznajtenas-bcg.jpg&quot;);--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-first\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-one-third\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-2\"><h1 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Afla\u021bi mai mult despre noi<\/span><\/h1>\n<\/div><div class=\"fusion-aligncenter\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-3 fusion-button-default-span fusion-button-default-type gumb-cta2\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_gradient_top_color:#007ac2;--button_gradient_bottom_color:#007ac2;--button_gradient_top_color_hover:#000000;--button_gradient_bottom_color_hover:#000000;\" target=\"_self\" href=\"http:\/\/alpha-credo.com\/ro\/echipa-noastra\/\"><span class=\"fusion-button-text\">ECHIPA NOASTR\u0102<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.9 - 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