{"id":236,"date":"2017-05-22T11:43:59","date_gmt":"2017-05-22T11:43:59","guid":{"rendered":"http:\/\/alpha-credo.com\/?page_id=236"},"modified":"2021-07-13T12:23:36","modified_gmt":"2021-07-13T10:23:36","slug":"prednosti-ter-koristi-kreditnega-zavarovanja","status":"publish","type":"page","link":"https:\/\/alpha-credo.com\/sl\/prednosti-ter-koristi-kreditnega-zavarovanja\/","title":{"rendered":"Prednosti ter koristi kreditnega zavarovanja"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-color:#0082c8;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-top:20px;--awb-padding-bottom:8px;--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><p><span style=\"color: #ffffff; font-size: 36px;\">Prednosti ter koristi kreditnega zavarovanja<\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:50px;--awb-margin-bottom:50px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-top:50px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-tabs fusion-tabs-1 classic vertical-tabs icon-position-left mobile-mode-accordion\" style=\"--awb-title-border-radius-top-left:0px;--awb-title-border-radius-top-right:0px;--awb-title-border-radius-bottom-right:0px;--awb-title-border-radius-bottom-left:0px;--awb-inactive-color:#ebeaea;--awb-background-color:#ffffff;--awb-border-color:#ebeaea;--awb-active-border-color:#000000;\"><div class=\"nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li class=\"active\" role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-f7a6f0c7c758f277766\" aria-selected=\"true\" id=\"fusion-tab-varnostposlovanja\" href=\"#tab-f7a6f0c7c758f277766\"><h4 class=\"fusion-tab-heading\">Varnost poslovanja<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-3455663766cbb2dae5e\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-izbolj\u0161anjeinternihprocesov\" href=\"#tab-3455663766cbb2dae5e\"><h4 class=\"fusion-tab-heading\">Izbolj\u0161anje internih procesov<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-cf5ffa86a1faa5f827d\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-izbolj\u0161anjebonitetepodjetja-zavarovanca\" href=\"#tab-cf5ffa86a1faa5f827d\"><h4 class=\"fusion-tab-heading\">Izbolj\u0161anje bonitete podjetja-zavarovanca<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-3babc890499fc28a4e4\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-izbolj\u0161anjelikvidnosti\" href=\"#tab-3babc890499fc28a4e4\"><h4 class=\"fusion-tab-heading\">Izbolj\u0161anje likvidnosti<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-b426b3c48ece164f97b\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-a\u017eurneinformacijeokupcih\" href=\"#tab-b426b3c48ece164f97b\"><h4 class=\"fusion-tab-heading\">A\u017eurne informacije o kupcih<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-8b9ff435656ea4da5d4\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-ve\u010djau\u010dinkovitostizterjav\" href=\"#tab-8b9ff435656ea4da5d4\"><h4 class=\"fusion-tab-heading\">Ve\u010dja u\u010dinkovitost izterjav<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-73b2f225f7bcd708aa7\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-neposrednekoristizaprodajnoekipo\" href=\"#tab-73b2f225f7bcd708aa7\"><h4 class=\"fusion-tab-heading\">Neposredne koristi za prodajno ekipo<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-03ff34537fe361ec6f0\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-prihranek\u010dasa\" href=\"#tab-03ff34537fe361ec6f0\"><h4 class=\"fusion-tab-heading\">Prihranek \u010dasa<\/h4><\/a><\/li><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-7bd8d873de4baf65a97\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-krepitevkultureupravljanjatveganj\" href=\"#tab-7bd8d873de4baf65a97\"><h4 class=\"fusion-tab-heading\">Krepitev kulture upravljanja tveganj<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-content\"><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li class=\"active\" role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-f7a6f0c7c758f277766\" aria-selected=\"true\" id=\"mobile-fusion-tab-varnostposlovanja\" href=\"#tab-f7a6f0c7c758f277766\"><h4 class=\"fusion-tab-heading\">Varnost poslovanja<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix in active\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-varnostposlovanja\" id=\"tab-f7a6f0c7c758f277766\">\n<p>S prenosom tveganja nepla\u010dil kupcev na specializirano kreditno zavarovalnico, ki ta tveganja nedvomno la\u017eje nosi kot samo podjetje, si prodajalec zagotovi potrebno varnost poslovanja. Zavarovanje terjatev pa ni pomembno samo zaradi pla\u010dil zavarovalnin, ki zavarovanemu podjetju pomenijo nadomestilo za nastale \u0161kode, pa\u010d pa tudi zaradi svoje dodatne, preventivne funkcije \u2013 prepre\u010devanja, omejevanja ter zmanj\u0161evanja \u0161kod.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-3455663766cbb2dae5e\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-izbolj\u0161anjeinternihprocesov\" href=\"#tab-3455663766cbb2dae5e\"><h4 class=\"fusion-tab-heading\">Izbolj\u0161anje internih procesov<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-izbolj\u0161anjeinternihprocesov\" id=\"tab-3455663766cbb2dae5e\">\n<p>Vsi zavarovanci seveda od zavarovalnice lahko pri\u010dakujejo popla\u010dilo problemati\u010dnih terjatev. Enako pomembna korist, ki jo zavarovancu prina\u0161a razmerje z zavarovalnico in zavarovalnimi posredniki pa je v preventivi \u2013 izbolj\u0161anju internih procesov, stalni skrbi za terjatve tako v prodaji kot v financah. Izbolj\u0161anje kreditnih standardov znotraj podjetja \u2013 zavarovanca pa pomembno pripomore k doseganju bolj vzdr\u017ene rasti prodaje in manj\u0161emu odpisu terjatev.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-cf5ffa86a1faa5f827d\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-izbolj\u0161anjebonitetepodjetja-zavarovanca\" href=\"#tab-cf5ffa86a1faa5f827d\"><h4 class=\"fusion-tab-heading\">Izbolj\u0161anje bonitete podjetja-zavarovanca<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-izbolj\u0161anjebonitetepodjetja-zavarovanca\" id=\"tab-cf5ffa86a1faa5f827d\">\n<p>Izoblikovano upravljanje kreditnih tveganj izbolj\u0161uje boniteto podjetja in pove\u010duje njegovo pogajalsko mo\u010d tako pri kupcih in dobaviteljih kot tudi bankah in ostalih finan\u010dnih institucijah. Omogo\u010da mu la\u017eje pridobivanje financiranja in to pod ugodnej\u0161imi pogoji, saj je zavarovanje terjatev instrument za\u0161\u010dite, ki banki omogo\u010da in pove\u010duje mo\u017enosti za financiranje njenih komitentov<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-3babc890499fc28a4e4\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-izbolj\u0161anjelikvidnosti\" href=\"#tab-3babc890499fc28a4e4\"><h4 class=\"fusion-tab-heading\">Izbolj\u0161anje likvidnosti<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-izbolj\u0161anjelikvidnosti\" id=\"tab-3babc890499fc28a4e4\">\n<p data-fontsize=\"28\" data-lineheight=\"42\">Z zavarovanjem in tako ustvarjeno varnostjo poslovanja si podjetje izbolj\u0161a likvidnost, la\u017eje na\u010drtuje denarne tokove in poslovanje. Zavarovanje terjatev mu omogo\u010da varno prodajo na odprt ra\u010dun, pospe\u0161uje prodajo in zagotavlja bolj\u0161o konkuren\u010dnost. Negotov denarni tok, povezan s kreditiranjem kupcev, se pretvori v zanesljiv denarni tok.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-b426b3c48ece164f97b\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-a\u017eurneinformacijeokupcih\" href=\"#tab-b426b3c48ece164f97b\"><h4 class=\"fusion-tab-heading\">A\u017eurne informacije o kupcih<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-a\u017eurneinformacijeokupcih\" id=\"tab-b426b3c48ece164f97b\">\n<p>V okviru zavarovanja terjatev so podjetju-zavarovancu na razpolago tudi kakovostne informacije o boniteti in kreditni sposobnosti obstoje\u010dih in potencialnih kupcev. Te informacije se ponavadi ne preverjajo zgolj enkrat letno, ampak zavarovalnice preko vzpostavljenega monitoringa konstantno bdijo nad spremembami, ki bi utegnile vplivati na pla\u010dilno sposobnost kupcev.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-8b9ff435656ea4da5d4\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-ve\u010djau\u010dinkovitostizterjav\" href=\"#tab-8b9ff435656ea4da5d4\"><h4 class=\"fusion-tab-heading\">Ve\u010dja u\u010dinkovitost izterjav<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-ve\u010djau\u010dinkovitostizterjav\" id=\"tab-8b9ff435656ea4da5d4\">\n<p>Kreditna zavarovalnica se ob predhodnem soglasju z zavarovancem lahko vklju\u010di tudi v samo izterjavo nepla\u010dane terjatve. Ker je kot finan\u010dna in\u0161titucija za dolo\u010denega dol\u017enika lahko pomembnej\u0161a od prodajalca, lahko v takem primeru zagotovi spo\u0161tovanje pla\u010dilnih pogojev in rokov ter celo zmanj\u0161a verjetnost nepla\u010dila. Vpliva lahko tudi na ve\u010djo uspe\u0161nost izterjav in zagotavlja zavarovancu (upniku) la\u017eje regresiranje dolgovanih zneskov oziroma izpla\u010danih \u0161kod od dol\u017enika.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-73b2f225f7bcd708aa7\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-neposrednekoristizaprodajnoekipo\" href=\"#tab-73b2f225f7bcd708aa7\"><h4 class=\"fusion-tab-heading\">Neposredne koristi za prodajno ekipo<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-neposrednekoristizaprodajnoekipo\" id=\"tab-73b2f225f7bcd708aa7\">\n<p>Vzpostavljeno zavarovanje terjatev prinese prodajnim ekipam sprostitev \u010dasa za osredoto\u010danje tako na obstoje\u010de kot tudi na nove kupce in s tem doseganje vi\u0161jih obsegov prodaje, kar se odrazi v bolj\u0161ih in manj nestanovitnih poslovnih rezultatih.<\/p>\n<p>Dose\u017ee se tudi izbolj\u0161anje portfelja kupcev, saj neodobritev kreditnega limita zavarovalnice predstavlja jasen signal glede kreditne sposobnosti potencialnega kupca in ka\u017ee na potrebo po dodatnem zavarovanju v primeru, da se s kupcem vseeno odlo\u010dite poslovno sodelovati.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-03ff34537fe361ec6f0\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-prihranek\u010dasa\" href=\"#tab-03ff34537fe361ec6f0\"><h4 class=\"fusion-tab-heading\">Prihranek \u010dasa<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-prihranek\u010dasa\" id=\"tab-03ff34537fe361ec6f0\">\n<p>Zavarovalnica razbremeni zavarovanca ukvarjanja z nesolventnimi kupci.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li role=\"presentation\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-7bd8d873de4baf65a97\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-krepitevkultureupravljanjatveganj\" href=\"#tab-7bd8d873de4baf65a97\"><h4 class=\"fusion-tab-heading\">Krepitev kulture upravljanja tveganj<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-krepitevkultureupravljanjatveganj\" id=\"tab-7bd8d873de4baf65a97\">\n<p>Vzpostavljeno zavarovanje terjatev v podjetju krepi kulturo upravljanja kreditnih tveganj.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_4 1_4 fusion-one-fourth fusion-column-first\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% + 4% ) * 0.25 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-aligncenter\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type gumb-cta2\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_gradient_top_color:#007ac2;--button_gradient_bottom_color:#007ac2;--button_gradient_top_color_hover:#000000;--button_gradient_bottom_color_hover:#000000;\" target=\"_self\" href=\"https:\/\/alpha-credo.com\/sl\/kreditna-zavarovanja\/\"><span class=\"fusion-button-text\">&lt; KREDITNA ZAVAROVANJA<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-one-half\" style=\"--awb-bg-size:cover;width:50%;width:calc(50% - ( ( 4% + 4% ) * 0.5 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_4 1_4 fusion-one-fourth fusion-column-last\" style=\"--awb-bg-size:cover;width:25%;width:calc(25% - ( ( 4% + 4% ) * 0.25 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-aligncenter\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type gumb-cta2\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_gradient_top_color:#007ac2;--button_gradient_bottom_color:#007ac2;--button_gradient_top_color_hover:#000000;--button_gradient_bottom_color_hover:#000000;\" target=\"_self\" href=\"https:\/\/alpha-credo.com\/sl\/zavarovalna-pogodba-kreditnega-zavarovanja\/\"><span class=\"fusion-button-text\">ZAVAROVALNA POGODBA &gt;<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:110px;--awb-padding-bottom:90px;--awb-margin-top:50px;--awb-margin-bottom:-1px;--awb-background-image:url(&quot;https:\/\/alpha-credo.com\/wp-content\/uploads\/2017\/05\/spoznajtenas-bcg.jpg&quot;);--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-first\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-one-third\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-2\"><h1 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Spoznajte nas<\/span><\/h1>\n<\/div><div class=\"fusion-aligncenter\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-3 fusion-button-default-span fusion-button-default-type gumb-cta2\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_gradient_top_color:#007ac2;--button_gradient_bottom_color:#007ac2;--button_gradient_top_color_hover:#000000;--button_gradient_bottom_color_hover:#000000;\" target=\"_self\" href=\"https:\/\/alpha-credo.com\/sl\/ekipa\/\"><span class=\"fusion-button-text\">EKIPA<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.9 - 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