{"id":349,"date":"2017-09-11T09:37:17","date_gmt":"2017-09-11T09:37:17","guid":{"rendered":"http:\/\/alpha-credo.com\/?page_id=349"},"modified":"2021-07-13T12:25:01","modified_gmt":"2021-07-13T10:25:01","slug":"obratni_kapital","status":"publish","type":"page","link":"https:\/\/alpha-credo.com\/sl\/obratni_kapital\/","title":{"rendered":"Optimizacija obratnega kapitala"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-color:#0082c8;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-padding-top:20px;--awb-padding-bottom:8px;--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><p><span style=\"color: #ffffff; font-size: 36px;\">Optimizacija obratnega kapitala<\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:75px;--awb-margin-bottom:50px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-2\"><p>Zavarovanje terjatev za oddelek zakladni\u0161tva prinese olaj\u0161anje, saj ga v pomembnem delu razbremeni temeljite kreditne analize, pa tudi postopkov izterjav in dolgotrajnih insolven\u010dnih postopkov. Kljub implementiranem programu zavarovanja terjatev pa bi morala vsaka dru\u017eba nameniti posebno pozornost pomembnem vidiku kreditne politike &#8211; pla\u010dilnim pogojem, ki jih le-ta ponuja svojim kupcem. Odlog pla\u010dil namre\u010d bistveno vpliva na potrebe po financiranju podjetja in tudi na njegov dobi\u010dek. Pozicija obratnega kapitala se dolo\u010di kot kombinacija ravni prodaje, pla\u010dilnih pogojev, odobrenih kupcem, pla\u010dilnih pogojev, sprejetih od dobaviteljev, in dobi\u010dkonosnosti podjetja. Pogoji pla\u010dil se pogosto odra\u017eajo v zmo\u017enosti ustvarjanja dodatne prodaje. Kreditiranju kupcev v manj\u0161ih obsegih obi\u010dajno sledi zmerna raven prodaje. Po drugi strani pa ve\u010dji obseg trgovinskega kreditiranja kupcev privede do vi\u0161jih prodajnih ravni, \u017eal pa tudi do vi\u0161jega obsega potrebnega financiranja dobavne verige.<\/p>\n<p>V dru\u017ebi ALPHA CREDO smo strokovnjaki pri preoblikovanju potreb obratnega kapitala v korist na\u0161ih strank. Z izvajanjem razli\u010dnih re\u0161itev financiranja obratnega kapitala (od faktoringa z ali brez regresa, tihega faktoringa, itd.) lahko dose\u017eemo precej\u0161nje koristi. Tako lahko bodisi ustvarimo dodatno likvidnost ali pa preprosto ustvarimo sredstva za izkori\u0161\u010danje dobi\u010dkonosnih prilo\u017enosti, povezanih s finaciranjem poslovanja.<\/p>\n<p>Kljub temu, da smo promotorji zavarovanja terjatev, spodbujamo organizacije na\u0161ih strank, da izoblikujejo pametno kulturo tveganja oz. le-to izbolj\u0161ujejo. Znotraj tega naj bi bili vsi zaposleni seznanjeni z problematiko kreditnega tveganja in naj bi ustrezno prilagodili svoje delovanje v smeri u\u010dinkovitega re\u0161evanja kompromisa med komercialnimi zahtevami in tveganjem.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:110px;--awb-padding-bottom:90px;--awb-margin-top:50px;--awb-margin-bottom:-1px;--awb-background-image:url(&quot;https:\/\/alpha-credo.com\/wp-content\/uploads\/2017\/05\/spoznajtenas-bcg.jpg&quot;);--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-first\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_3 1_3 fusion-one-third\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-size:cover;width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-3\"><h1 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Spoznajte nas<\/span><\/h1>\n<\/div><div class=\"fusion-aligncenter\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type gumb-cta2\" style=\"--button_accent_color:#ffffff;--button_accent_hover_color:#ffffff;--button_border_hover_color:#ffffff;--button_gradient_top_color:#007ac2;--button_gradient_bottom_color:#007ac2;--button_gradient_top_color_hover:#000000;--button_gradient_bottom_color_hover:#000000;\" target=\"_self\" href=\"https:\/\/alpha-credo.com\/sl\/ekipa\/\"><span class=\"fusion-button-text\">EKIPA<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.9 - 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