{"id":2123,"date":"2020-05-25T21:00:44","date_gmt":"2020-05-25T19:00:44","guid":{"rendered":"http:\/\/alpha-credo.com\/?p=2123"},"modified":"2021-07-20T16:42:03","modified_gmt":"2021-07-20T14:42:03","slug":"pomoc-gospodarstvu-v-kriznih-covid-19-razmerah","status":"publish","type":"post","link":"https:\/\/alpha-credo.com\/sl\/pomoc-gospodarstvu-v-kriznih-covid-19-razmerah\/","title":{"rendered":"Pomo\u010d gospodarstvu v kriznih COVID-19 razmerah"},"content":{"rendered":"<h3><strong>Dostopnost izrednih kritij pri izvoznem kreditnem zavarovanju<\/strong><\/h3>\n<p><em><strong>Vpliv koronavirusa (COVID-19) je mo\u010d ob\u010dutiti na vseh podro\u010djih. Trenutne razmere znatno\u00a0ogro\u017eajo svetovne dobavne verige, finan\u010dne trge ter predvsem poslovanje in finan\u010dno zdravje\u00a0velikega \u0161tevila tako slovenskih kakor tudi tujih podjetij. Posledice je ob\u010dutiti tudi na trgu kreditnih\u00a0zavarovanj, kjer se je pojavilo pomanjkanje zavarovalnih kritij. Z namenom olaj\u0161anja sedanjih\u00a0kriznih razmer na tem podro\u010dju je Evropska komisija odlo\u010dila, da lahko dr\u017eave \u010dlanice to tr\u017eno vrzel\u00a0zapolnijo z instrumenti dr\u017eavne podpore.<\/strong><\/em><\/p>\n<p>Terjatve do kupcev so premo\u017eenje, ki v mnogih primerih predstavlja pomemben del sredstev podjetja. Prodajalec oziroma izvoznik s prodajo na odlo\u017eeno pla\u010dilo (mo\u017enostjo pla\u010dila na odprt ra\u010dun) odobri tujim kupcem neke vrste kratkoro\u010dno posojilo. Odlog pla\u010dila posledi\u010dno predstavlja kreditno tveganje, ki se nana\u0161a na nepla\u010dilo kupca (\u00bbdefault\u00ab) zaradi insolventnosti ali dlje \u010dasa trajajo\u010de pla\u010dilne nesposobnosti. Za zmanj\u0161anje kreditnega tveganja se podjetja odlo\u010dijo za kreditno zavarovanje, ki jih nudijo zavarovalnice. Pred izbruhom epidemije koronavirusa je Evropska komisija za zagotovitev proste konkurence na trgu prepovedala kakr\u0161no koli pomo\u010d, ki jo odobrijo dr\u017eave \u010dlanice ali z dr\u017eavnimi sredstvi, v kakr\u0161ni koli obliki, ki bi lahko povzro\u010dila prednost za doma\u010de izvoznike, s tem pa izkrivljala konkurenco na trgu in vplivala na trgovino med dr\u017eavami \u010dlanicami. Vendar ozirajo\u010d se na trenutne razmere, povezane z izbruhom koronavirusa, kjer se pri\u010dakuje pomanjkanje zavarovalnih kritij skupaj z znatnim pove\u010danjem povpra\u0161evanja po tej vrsti zavarovanja, je postalo jasno, da na tem trgu nastaja tr\u017ena vrzel.<\/p>\n<p>V ta namen se je Evropska komisija odlo\u010dila za\u010dasno umakniti prepoved in s tem dr\u017eavam \u010dlanicam omogo\u010diti, da to vrzel na trgu zapolnijo z razli\u010dnimi instrumenti dr\u017eavne podpore. Ta odlo\u010dba bo veljala do 31.12.2020. Pred tem datumom bo Evropska komisija ponovno analizirala stanje in se odlo\u010dila, ali bo odlo\u010ditev \u0161e podalj\u0161ala. Tako je po odlo\u010dbi mogo\u010de implementirati izredna kritja (kreditne limite) za kupce slovenskih podjetij, ki jim je bil limit zavarovalnega kritja s strani izbrane zavarovalnice zni\u017ean ali ukinjen.<\/p>\n<p>Za preverbo mo\u017enosti implementacije na va\u0161em primeru nas kontaktirajte na <a href=\"mailto:info@alpha-credo.si\">info@alpha-credo.si<\/a> oz. na tel. \u0161tevilko 01 292 60 96.<\/p>\n<hr \/>\n<p>Avtorji prispevka so ekipa Alpha Credo<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dostopnost izrednih kritij pri izvoznem kreditnem zavarovanju Vpliv koronavirusa (COVID-19) je mo\u010d ob\u010dutiti na vseh podro\u010djih. Trenutne razmere znatno\u00a0ogro\u017eajo svetovne dobavne verige, finan\u010dne trge ter predvsem poslovanje in finan\u010dno zdravje\u00a0velikega \u0161tevila tako slovenskih kakor tudi tujih podjetij. Posledice je ob\u010dutiti tudi na trgu kreditnih\u00a0zavarovanj, kjer se je pojavilo pomanjkanje zavarovalnih kritij. Z namenom olaj\u0161anja sedanjih\u00a0kriznih [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3152,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pomo\u010d gospodarstvu v kriznih COVID-19 razmerah - Alpha Credo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alpha-credo.com\/aid-for-economy-in-covid-19-crisis-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pomo\u010d gospodarstvu v kriznih COVID-19 razmerah - Alpha Credo\" \/>\n<meta property=\"og:description\" content=\"Dostopnost izrednih kritij pri izvoznem kreditnem zavarovanju Vpliv koronavirusa (COVID-19) je mo\u010d ob\u010dutiti na vseh podro\u010djih. Trenutne razmere znatno\u00a0ogro\u017eajo svetovne dobavne verige, finan\u010dne trge ter predvsem poslovanje in finan\u010dno zdravje\u00a0velikega \u0161tevila tako slovenskih kakor tudi tujih podjetij. Posledice je ob\u010dutiti tudi na trgu kreditnih\u00a0zavarovanj, kjer se je pojavilo pomanjkanje zavarovalnih kritij. 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