Dr. Aleš Berk Skok, CAIA, FRM
Insurance Broker & Partner

Full Professor of Finance at the School of Economics and Business at the University of Ljubljana (SEB LU), with extensive practical experience from his advisory, managerial and supervisory work in non-financial and financial institutions, as well as cooperation at structuring legislative solutions on financial markets and institutions and private pensions. During past twenty years Aleš has gained extensive experience in managing working capital and optimizing sources of finance for various companies, specially within business restructuring activities. Based on this experience he (co)founded ALPHA CREDO, where he has been a director and risk manager since the beginning, and a licensed insurance broker since mid 2014.

Aleš actively supports entrepreneurs at designing and implementing their financial strategy, is a member of domestic and foreign associations (GARP, CAIA, ZPFS), Program director MSc. Banking and Financial Management program at the SEB LU, an expert of the Court of Audit of the Republic of Slovenia, a member of the Board of Slovenian Corporate Treasurers Association ZPFS, a member The Board of the European Association of Corporate Treasurers EACT, and a Chairman of the Settlement Committee solving disputes in squeeze-outs.

Janez Jelovšek, Bsc.el.
Insurance Broker & Partner

Janez is an experienced manager and entrepreneur and has rich experience in local and international environments across finance, marketing and IT. His strengths lie in strategic thinking and solution setting. Janez was and still is a member of boards and consultative teams with a track record within various industries, from insurance, financial services, business consulting, information technologies and communications, to real estate.

In 2000, Janez became director of the business consultancy Krog International based out of Ljubljana. In 2003 he joined the financial group of MedvešekPušnik as a cofounder and later on served on the board of management of MP Asset Management Company d.d.. Between 2007 and 2011 he took over the directorship of ALTA consulting, a company within ALTA group. From 2009 to 2011, he held the position of President of the Management Board of MP Invest Asset Management Company d.d. in Zagreb. He is the President of the Supervisory Board of KDD – Central Securities Clearing Corporation d.d.. Janez has been working for ALPHA CREDO as (co) founder and insurance broker from the very beginning.

Aljaž Štahl, Bsc.econ.
Risk Manager & Account Manager

Aljaž holds a Bachelor’s degree from the School of Economics and Business of the University of Ljubljana, and is now attending a Master‘s study program in Quantitative Finance and Actuarial Sciences. He has working experience in accounting, tax and in development of new business models. Working at an international accounting firm TMF Group, where he was responsible for preparation of financial reports and researches in the field of commercial law, he became familiar with complexity and specifics of operation in large multinational and domestic companies.

Combining his studies and working experience, Aljaž is competent to successfully cope with various tasks in the financial industry. These competencies include risk management, asset pricing, asset management, and financial engineering. In 2019, Aljaž joined ALPHA CREDO as an account manager and a risk manager. He is responsible for credit risk management and conducting financial and macroeconomic analyses.

Leon Zalar, LL.B., Key Account Manager

In his professional career, Leon has provided excellent support to numerous credit insurers and Export Credit Agencies (members of the Berne Union and Prague Club) from all over the world, focusing on South-East European markets.

Leon has been involved in the credit insurance business since 2000. He supported Coface Intercredit, insured clients with debt collection and focused on qualitative credit risk assessment information.

Since 2004 he has been active in establishing and managing a specialized debt collection and credit rating services agency Pro Kolekt, building its extensive subsidiary network throughout South-Eastern Europe, and designing and implementing IT support. From 2012 to 2016 he served as the company’s CEO, responsible for the Pro Kolekt group. He joined the ALPHA CREDO team in December 2016 and obtained license for insurance broker in 2017.

Dr. Mark Cummins, Credit Risk Management

In addition to his Credit Risk Management role with ALPHA CREDO, Mark is Professor of Finance at the Dublin City University Business School. He holds a PhD in Quantitative Finance, with specialism in derivatives valuation and risk management.

Mark has research interests in an array of areas, including risk management (credit, model, operational); computational finance; energy and commodity finance. He is published in numerous highly ranked international journals.

Mark has previous industry experience working as a Quantitative Analyst within the Global Risk Function for BP Oil International Ltd. As part of the Risk Quantitative Analysis team, his primary responsibilities included derivatives and price curve model validation and development. Mark is involved in various industry consulting and training activities across a number of sectors. Mark has previously delivered preparation courses for the GARP Energy Risk Professional (ERP®) certification.

Andrejka Jelovšek, Bsc.econ.
Executive assistant & Back office

Andrejka holds a Bachelor’s degree from the School of Economics and Business of the University of Ljubljana.

Through her studies and work experience, she has acquired competences for performing a wide range of tasks in the field of insurance management in companies and financial institutions. Andrejka joined the ALPHA CREDO team at the very beginning, where she focuses on insurance brokerage administration and accounting.