Obvladovanje kreditnega tveganja postaja še pomembnejše V aktualnem poslovnem okolju, zaznamovanem z negotovostjo in podaljševanjem plačilnih rokov, postaja učinkovito upravljanje kreditnega tveganja še pomembnejši dejavnik finančne stabilnosti podjetij. V članku, pripravljenem za Podjetno Slovenijo (stran 31), obravnavamo vlogo zavarovanja terjatev kot strateškega orodja za zaščito denarnega toka, izboljšanje bonitetne slike ter podporo trajnostni rasti podjetja. [...]

As the EU charts its course through turbulent economic waters, the latest Winter Interim Forecast prepared by the European Commission this February paints a dull picture of the road ahead. Growth projections have been slashed, and inflationary pressures linger, threatening to derail hopes of a swift recovery. Lastly, insolvencies are at the pre-pandemic levels, signaling [...]

The Eurozone entered a technical recession throughout the winter, according to data compiled by Eurostat. The contraction of 0,1% in the last quarter of 2022 and the first quarter of 2023 is of course negligible. Nevertheless, the contraction indicates that Europe's economy is cooling down. With persisting inflation, increasing interest rates, and ongoing war at [...]

On Monday, 21.03.2023, Aleš Berk Skok, partner at Alpha Credo Ltd., held a panel discussing institutional aspects of effective pension savings. The event was organised by Gospodarska zbornica Slovenije and Združenje družb za upravljanje investicijskih skladov – GIZ (ZDU GIZ). To find out more about the event please visit the following website. Photo source: Gospodarska [...]

Energy costs and inflation have been widely discussed in the business world recently. Both have reached levels that seemed unprecedented a few years ago. Data shows that households and businesses were both impacted by rising energy costs. In this article, we will explore how energy prices and inflation will continue to persist throughout 2023. We [...]

The European Union is highly dependent on the influx of energy resources from Russia. Be it petroleum, crude oil or natural gas, Russia is the partner the EU relies the most on. Since the beginning of the war in Ukraine relationship between the two nations deteriorated swiftly. As a result, the EU's energy markets have [...]

After more or less successfully overcoming the COVID pandemic, Europe has a war on its doorstep. Governments are rushing to implement sanctions against Russia that aim to put an end to military combat in Ukraine as soon as possible. European companies and households are already feeling the consequences of the implemented sanctions by steep energy [...]

Pregled Podatki Eurostata, statističnega urada Evropske unije, kažejo, da je rast števila insolvenčnih postopkov na območju EU iz četrtletja v četrtletje precej nestanovitna. Iz grafa, ki smo ga pripravili, je razvidno, da ponekod četrtletna rast števila insolvenčnih postopkov presegla celo 20 %. Če se osredotočimo na najnovejše podatke, ki so na voljo, lahko vidimo, da [...]

Dear Friends,   2021 was a turbulent year, full of  new challenges and impediments to be overtaken. At ALPHA CREDO we were honored by your trust and the ability to support you along the way. Focused on the upcoming year, we are determined to build our relationships even stronger. Therefore, let's step into the new [...]

V letu 2022 bodo lahko v gospodarstvu neposredne vplive pandemije COVID (verjetno) postavili na stranski tir. Kar pa žal ne bo veljalo za države tretjega sveta, ki se bodo s COVID-om najverjetneje borile vse do konca leta 2023. Mednarodni denarni sklad (IMF) za leti 2021 in 2022 pričakuje pozitivnen trend rasti BDP.  Neravnovesja med ponudbo [...]